For informational purposes only — not a substitute for financial or tax advice.
Free Tool: Owner Pay Calculator
Find Out What You Can Safely Pay Yourself — In 60 Seconds
Not sure if you’re paying yourself the right amount? This tool gives you instant clarity — helping you avoid cash flow issues and make confident decisions about your pay. Enter your average monthly profit and how much you want to take home, and it will instantly tell you if that number is safe, risky, or needs adjusting. Just enter your email below to access the tool and get your results.
Step 1
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Enter Profit & Pay
Tell us your average monthly profit and what you want to take home.
Step 2
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See If It’s Safe
Instantly get a green, yellow, or red light based on your financial margin.
Step 3
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Get Recommendations
See simple tips on how to adjust your pay safely going forward.
Enter your email and we’ll send you the Owner Pay Calculator tool:
We respect your privacy. Your email will only be used to deliver the tool.
Guesswork on what’s safe Unclear guidance Risking your runway
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After
Clarity on safe pay range Confidence in your draw Better cash control
Disclaimer: The forecasts, business health indicators, and other outputs provided on this site are for informational purposes only. They are estimates based on user-entered data and do not guarantee future results. Bookkeeping Express, Inc. makes no representations or warranties as to the accuracy, completeness, or applicability of these results. By using these tools, you accept full responsibility for any decisions or actions taken in reliance on the information provided. Use is at your own risk. BKE disclaims all liability for any loss or damages arising from use of this site or its tools.
Frequently Asked Questions
You enter your average monthly profit and how much you want to pay yourself. The tool instantly analyzes whether that’s financially safe using a simple green-yellow-red system.
No. You can use the tool without logging into ChatGPT or creating any account. Just click the link we send you and it will work right away.
Just make your best estimate — even a ballpark number gives you helpful insight. This isn’t a tax form; it’s a fast financial checkup.
Yes! You can revisit the link any time and try different numbers. It’s a flexible, reusable tool to guide your pay decisions.
