For informational purposes only — not a substitute for financial or tax advice.
Owner Pay Calculator
How Much Can You Safely Pay Yourself?
This tool helps small business owners and solo founders quickly assess whether their desired monthly pay is financially sustainable — based on your average net profit. Just enter your numbers or ask a question — no setup, no guesswork.
Step 1
Enter Profit & Pay
Tell us your average monthly profit and what you want to take home.
Step 2
Get Safety Check
See if that number is healthy, risky, or needs a second look.
Step 3
Review Tips
Get short recommendations for adjusting or confirming your strategy.
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Before
Unclear if you’re paying yourself too much
Guessing on safety
No margin strategy
After
Confident pay decisions
Clear signals (green, yellow, red)
Tips to adjust safely
Disclaimer: This calculator is for informational purposes only and relies solely on the numbers you provide. It does not constitute financial, legal, payroll, or tax advice. Your actual owner pay should be reviewed in the context of your full financial picture. For personalized guidance, please consult a qualified professional. Bookkeeping Express, Inc. is not responsible for actions taken based on this tool’s output.