Accepting credit cards is a fact of business life these days. Customers prefer and expect the convenience of credit card payments, and in any case, they often don’t carry cash or checks anymore. But along with accepting cards comes the fees associated with them – fees that are borne by your business. Some of these are unavoidable, but many businesses end up needlessly overpaying and cutting into their bottom line. Let’s briefly look at how payment processing works, and where you can take action to ensure that your business is coming away from credit card transactions with the most profit possible.